| For many drivers in Tennessee the SR-22 is | | | | to start from scratch. If you don’t need a |
| something that comes after a mistake on the | | | | drivers license for five years you will not need to |
| road. Whether you were driving without | | | | file a SR22. |
| insurance or driving under the influence you are | | | | |
| probably required to have a financial responsibility | | | | What if I move? |
| filing with the state. Tennessee requires an | | | | |
| SR22 for many different traffic violations and | | | | Take for example you initially were convicted of |
| here are some frequently asked questions. | | | | a DUI in Tennessee and were required to file an |
| | | | | SR-22 as part of the suspension. If you move |
| What is a SR22? | | | | to another state during this suspension period you |
| | | | | must maintain the SR22 insurance in Tennessee |
| Commonly referred to as future financial | | | | until you are not longer required. Make sure you |
| responsibility and SR-22 informs the state of | | | | ask your insurance company that the policy will |
| Tennessee that you carry minimum liability | | | | stay in force and cover you in other states. |
| insurance. The state minimum is currently $25k | | | | |
| per person and $50k per accident with $10k in | | | | How much will it cost? |
| property damage. This type of insurance must | | | | |
| be filed with the state by an insurance company | | | | The cost to add SR-22 filing to your auto |
| licensed to sell insurance in Tennessee. The | | | | insurance is minimal but this does not mean your |
| insurance company will usually file this document | | | | insurance costs will be less. Usually you can |
| with the state electronically and will also notify if | | | | expect to pay $25 to $50 to add the filing to a |
| the policy has cancelled. | | | | standard liability policy. The largest cost |
| | | | | associated with having an SR22 is the underlying |
| How long do I need it? | | | | citation. If you were convicted of a DUI the |
| | | | | insurance company will rate you higher based on |
| The state of Tennessee may require an SR-22 | | | | that ticket and not because you need an SR22. |
| for up to five years from the date of | | | | The best way to find cheap SR22 insurance is to |
| suspension. In most cases the SR-22 will only be | | | | shop online. |
| needed for three years as long as it is not | | | | |
| cancelled within that time period. It is very | | | | Get cheap SR22 insurance quotes. Get your |
| important to understand that if you cancel the | | | | Tennessee license reinstated and pay the least |
| SR22 insurance prior to the required period your | | | | amount of money possible. |
| license will be suspended again and you may have | | | | |
